Bill he's not such a bad guy! Check him out!

Check your bills! If there is one sentence you should remember from today it's those three words.
Now I will explain why; I know we all hate bills, so we try not to look at them. The truth is they are already part of our lives so we might as well take the five minutes a month to go over them. Every once in a while they have mistaken, and usually they are not in our favor.
I strongly recommend to go over all your bills including your credit card bill, you will be more aware of what you spend your money on and what would help you save it up, and besides, you will find a mistake every once in a while that will be taking money from you for no reason.
So, I say again: Check your bills!
Get used to it and don't be scared of them.

I'd love to see your comments,

Life.

Don't play cards with your credit cards

A friend of mine was in Vietnam last year; his wife went to the supermarket and wanted to pay with a credit card. The only staff member who knew how to work it was the manager and all the locals came to watch this incredible phenomenon - A card that buys food!

We tend to use our credit cards quite freely, and at times one family can be using three or more credit cards for different accounts etc. 

It turns out that the best way to control what you are spending is to have only one credit card, and try to pay with one payment, especially if we're talking about the usual monthly payments such as electricity and water. 

This way you will be more aware of what you are spending and will be able to use it well.

I just want to mention that I saw a great blog that helps you choose the right credit card company to work with: Anisha writes at http://www.nerdwallet.com/blog/2013/lto-american-express-business-gold-offers-75000-membership-rewards-points/ and Michael at http://creditcardforum.com/blog/.

But most important is to stick to one credit card and watch what you are spending your money on. 

I'd love to hear your comments down below,

Yours,

Life.  

The Walmart list

Hey everyone,
We spoke about collecting the dollars we have around us. So, let's say you are just made a big buy at walmart (as i do once in a while), and now the cashier asks you if you want to devide up the payment or pay it right away?
The answer is that unless you know you are on the verge of going in to a minus in your bank account you should pay it all in one payment. When you get home go over the bill and think what is it that you don't need and make sure it is not on next time's list.
This brings us to our second important point: Always shop with a list that was made ahead of time at home. Buy only what is on the list so that you don't buy with your eyes! This does not mean you can not buy a treat, just make sure to have it on the list ahead of time.

These two tips are a very important start in learning how to save a little more money without loosing anything important in your life style.

I'd love to hear your comments,

Life.

Saving an extra buck

We Americans are known consumers. We love buying! We love shopping! But these days we need to focus on making sure to buy what we need and what we want, and NOT What we don't want!
As a kid, growing up in Columbus Ohio, I had a very wealthy neighbor. One evening I was at his house and I saw him turning of the lights after his kids left the room. He then turned to me and said "I make sure to collect all the little dollars lying around so I can  buy myself a new beautiful car". most of us are already rich, we just have to learn how not to loose our wealth.

In this blog we will learn to find all the little dollars we spend for no reason and make sure to use them wisely.

Please join me in my journey.

Yours truely,

Life.